Product Manager - Business Banking & SME Ecosystem

• Define and evolve Renmoney’s SME ecosystem roadmap, incorporating core banking services (accounts, loans, savings) and value-added services (tax, payroll, accounting, POS, marketplace, recruitment, etc.).
• Identify and prioritize ecosystem capabilities based on market demand, customer feedback, and competitive benchmarking.
• Propose ecosystem partnerships or API integrations to accelerate adoption (e.g., accounting software, HR tools, eCommerce platforms, etc.).

• Design and optimize digital onboarding experiences for SMEs, incorporating seamless document capture, tiered KYC, and automated verification aligned with CBN, NDIC, and NIBSS standards.
• Streamline onboarding into core products and SMEES features such as payroll setup, POS registration, and tax profile activation, etc.

• Lead the product lifecycle for business banking tools (dashboards, role-based access, bulk transfers, invoicing) and SMEES services (e.g., budgeting, procurement, functional support).
• Collaborate with Engineering and Design teams to deliver user-first, secure, and scalable features on web and mobile platforms.

• Engage Compliance, Risk, Legal, Sales, Customer Support, IT, Finance, Data Sciences and Marketing to ensure holistic product development and rollout.
• Work with ecosystem partners to develop go-to-market playbooks, customer onboarding flows, and operational support models.

• Track KPIs such as customer acquisition, deposit growth, loan usage, transaction volume, and engagement with SMEES modules (e.g., accounting, tax, marketplace).
• Use tools like Amplitude to monitor funnels and run A/B tests to improve adoption and ROI across modules.

• Ensure all features and workflows meet Nigerian regulatory requirements and internal risk policies.
• Participate in internal audits and external reviews related to SME servicing, ecosystem vendor risk, and data privacy.

• Partner with Sales and Marketing teams to drive SME segment growth via targeted campaigns, CRM triggers, and referral programs.
• Shape pricing and bundling strategies that increase ecosystem feature uptake and drive unit economics.

• 5+ years in digital product management, with experience in business banking, SME lending, or digital financial services.
• Strong understanding of SME pain points in Nigeria (e.g., compliance, cash flow, invoicing, staffing, tax).
• Experience launching at least one digital platform or multi-module product from zero-to-one.
• Technical fluency to work with developers and architects on third-party integrations and workflow automation.

• Familiarity with Mambu or other core banking platforms.
• Knowledge of ERP integrations, business payment ecosystems, or accounting SaaS.
• Certifications in Product Management, Agile, or Lean Product methodologies.
• Background in working with MFBs, fintechs, or banking-as-a-service providers.

• Opportunity: The opportunity to work in an innovative fintech company with a global reach
• Impact: Engaging tasks and the chance to influence the development of cutting-edge products

• Strategic Influence: Shape Renmoney’s position as a full-service digital partner for SMEs across Nigeria.
• Growth Potential: Accelerate your product leadership career in a high-growth, innovation-driven fintech.
• Purpose: Build tools that empower thousands of small businesses to grow and thrive.

Renmoney